Position: Branch Credit Manager - HL& LAP
Location: Siddipet/Warangal
Function: Credit Underwriting (Credit assessment & underwriting of all secured loans . HL & LAP)
JOB DESCRIPTION
Job Title: Credit Manager
Remuneration: Best in the industry, commensurate with his qualifications and experience
Job Description:
- Interact with the customer in order to determine the loan requirement, purpose of loan, income
sources
- Conduct personal discussion to resolve all queries related to issues identified during verification
- Documentation and credit approval
- Prepare the proposal document detailing the loan eligibility after analyzing customer data and
as per credit guidelines.
- Approve cases for loan eligibility up to limit that has been assigned and recommend cases to
higher authorities as per policy
- To complete post sanction formalities related to checking of documents, execution of loan
documents, collections of additional documents & PDCs as per the guidelines and prepare the
docket inclusive of all income/ property/ customer related documents.
- Overall management of the portfolio of accounts with appropriate escalation
- Effective provision of analyses and recommendations where applications require referral
Required Skills:
- Good Communication
- Proven track record of leading teams essential
- Experienced in HOME LOAN/ LAP/ Mortgages
Education and experience:
- Any graduate or post graduate.
- experience in HL /LAP credit underwriting
Experience : 3 - 9 Years
No. of Openings : 1
Education : Any Bachelor Degree
Role : Branch Credit Manager
Industry Type : Banking / Financial Services / Stock Broking
Gender : [ Male / Female ]
Job Country : India