Urgently required Credit Manager for Balasore Location in NBFC sector

Sadangi Consultancy Services Pvt Ltd

Dear Candidates,

We have an urgent requirement for experienced credit manager for one of our NBFC clients.

Job Purpose:

Responsible for monitoring, managing, maintaining good loan portfolio (Secured and hypothecated loan) in the

branch for business as per company policy. Underwriting Secured and hypothecated loan and following all

necessary process and policy for the same. Training to CROs on credit assessment/appraisal approach and

helping them to perform better.

Responsibility :

- To help manage the branch with help of Branch Manager

- Enforcement and adherence of the company credit process and policy in the Branches for Secured and hypothecated loans

- Approval of Secured and hypothecated loans as per policy Functional

- Review of portfolio with respect to delinquency/losses/fraud of the portfolio Responsibilities with branch manager

- Hand holding of branches in initial stages for better understanding of processes including customer assessment, cash flow, CPV .

- Interacting with Branch Managers and Cluster Business Manager from risk and loss control perspective.

Experience : Any Graduate with following Skill-set

a) 4 - 5 years total experience in credit function with 2- 3 years or more relevant Experience

b) Experience in credit approval in consumer finance (LAP/Personal loan/Mortgage/Auto/2W/Consumer Durable) in NBFC/Banks

Functional Competencies :

- Credit Appraisal: Ensure all loan application is appraised as per credit policy and within applicable TAT. Meeting the customer for approval is also required Functional Competencies.

- Risk Mitigation: Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area

- Collection: Need to monitor collection as per repayment schedule from customers. Collection is done by Branch CROs

- Training: Training branch CROs regularly on credit policy and improvement areas.

Interested Candidates can

Experience : 4 - 10 Years

No. of Openings : 1

Education : Any Bachelor Degree

Role : Credit Manager

Industry Type : Banking / Financial Services / Stock Broking

Gender : [ Male / Female ]

Job Country : India