State Bank of India invites online application from Indian citizen for appointment for the post of Senior Executive (Credit Review) in Specialist Cadre Officer on contractual basis.
Educational Qualifications : Chartered Accountant / MBA (Finance)/ Master in Finance Control/ Master in Management Studies/ PGDM (Finance).
Post Qualification Experience : Minimum 2 years’ post qualification experience in High Value Credit in Banks/ PSUs/ Corporates.
Job Profile & KRAs : Job Profile - Risk Assessment categorizing the credit proposals into various Risk levels (Low, Medium, High). Evaluation of the micro risks and Subjective risk pointers & give observations to enable the committee involved in sanction to take an informed decision.
KRAs - 1. Review credit proposals and provide objective recommendations on pre-clearance to the Sector Head. 2. Develop, maintain and update sector wise data periodically. 3. Actively monitor sector developments to update the financial model assumptions. 4. Capability to understand / validate the implications of the client’s contracts, guarantees and contingent liabilities on cash flow. 5. Need based visit units, client interactions and distribution channel checks to validate the credit appraisal and financial analysis.
Age Limit : 25-35 years (age as on 01.12.2018).
Application Fee : Application fees and Intimation Charges (Non-refundable) is 600/- (Six Hundred only) for General and OBC candidates and intimation charges of 100/- ( One hundred only) for SC/ ST/PWD candidates.
Qualification : Chartered Accountant (CA) from Institute of Chartered Accountants of India. Preferred: CISA Post Qualification Experience as on 01.12.2017 : Minimum 2 years experience in statutory/internal/ Concurrent Audit of Banks, in/with a Chartered Accountant firm engaged in statutory/internal/ Concurrent Audit of Banks or in employment of a Bank. Experience Certificate issued by the firms for employees working in CA firms/Copy of the engagement letter from Banks for others, would be required. Specific Skills required: Working Knowledge in MS office. Age as on 30.06.2017 : Min. 21 year & Max. 35 year