Organization chart indicates the position in the organization
(Please mention designation and department of job reporting to)
National Manager- Retail loans
(Please mention designations and department of direct reports)
Loan officer- Personal Loans
1. JOB SUMMARY
· He will be responsible for managing the retail loan vertical in specific cluster. He will be responsible for Personal loans, Open market – Individual loans, cross sale of retail credit products to branch banking customers.
· Expand and grow business opportunities using multiple channels like direct sales team, Branches and alternate bank channels in his respective cluster.
· Meet disbursement targets, maintain spread, manage expenses and meet the resultant profit targets.
· Ensure impeccable portfolio quality.
· Maintain productivity & efficiency standards
· Leading, directing and developing talent to build domain and functional expertise.
2. PRIMARY RESPONSIBILITIES
· Responsible for retail loans to branch banking customers in his cluster
· Monitor the budgets for the retail loans are met with no backlogs
· Manage portfolio quality across the various cities where Retail Loans have been marketed
· Identify and expand the portfolio to branches based on comprehensive market research
· Ensure that Loan Officers – Retail Loans are managing the collection of each clusters on a day to day basis and ensure that the follow-up for over dues.
SAFFRON the name of our firm ,is inspired by the precious and popular spice .The three wispy Saffron threads can be gleaned from each delicate crocus which though lavender-purple in color is called traditionally as Kesar.Its effect is pristine and symbolizes purity. Akin to the potential value of this precious spice,it shall be our endeavor at Saffron Careers to deliver value to all our clients thereby Redefining Careers and at the same time retaining purity in our approach..Our firm is steadily growing over the past decade and is poised to grow further as we expand and add more activities related to career enhancement.