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  • Job View 740 Views
  • Applicants Less than 5 Applicants
  • 2016-11-13

Job Description

1) Approve loans within specified limits, and refer loan applications outside those limits to management for approval.

2) Meet with applicants to obtain information for loan applications and to answer questions about the process.

3) Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

4) Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

5) Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

6) Review and update credit and loan files.

7) Review loan agreements to ensure that they are complete and accurate according to policy.

8) Compute payment schedules.

9) Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.

10) Submit applications to credit analysts for verification and recommendation.

11) Handle customer complaints and take appropriate action to resolve them.

12) Work with clients to identify their financial goals and to find ways of reaching those goals.

13) Confer with underwriters to aid in resolving mortgage application problems.

14) Negotiate payment arrangements with customers who have delinquent loans.

15) Market bank products to individuals and firms, promoting bank services that may meet customers' needs.

16) Supervise loan personnel.

17) Set credit policies, credit lines, procedures and standards in conjunction with senior managers.

18) Provide special services such as investment banking for clients with more specialized needs.

19) Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

20) Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

21) Arrange for maintenance and liquidation of delinquent properties.

Key Skills

  • Active Listening - Giving Full Attention To What Other People Are Saying
  • Taking Time To Understand The Points Being Made
  • Asking Questions As Appropriate
  • And Not Interrupting At Inappropriate Times. Speaking - Talking To Others To Convey Inform

Functional Area

Accounting / Auditing / Taxation

Number of Vacancy

100

Education

B.Com


About Indian Jobs Sea Recruitment and Placement Consultants

General Business Activities Indian Job Sea Recruitment & Placement Consultants Has Been Established as a Recruitment & Placement Company in West India. Our Traditional Business Model is Based On the Accomplishment of Manpower Supply in the Recruitment & Placement Markets in India. the Revenues of Our Company are Expected to Be Nearly Inr 500,000 per Month Depending On the Variables that are Factored in with Investments in the Recruitment & Placement Industry.rn rnthere is a Great Need for Certified or Official Bank Checks in the Future to Deal with Some Recruitment & Placement Transactions. in Addition to Recruitment & Placement Investments, the Company is Seeing Advisors to Guide to Invest Portions of Its Assets in the Purchase and Sale of Securities such as Stocks and Bonds as Well as Forex Trading On Global Markets.

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