Micro Loan Officer - FLO / FCO

L&T Financial Services Ltd

JD - Micro Loans

Department - Frontline MFI

Designation - Micro Loans Officer

Reports to Meeting Centre Manager

Duties And Responsibilities

Starting business in a new village

Village identification within the radius

Feasibility study of the village based on demographics, activities and financial needs of the customers

Assist the MC-IC in making the village approval

Sourcing of business

Identification of customers and forming of Joint Liability Groups

Filling up of the application form

Verification of the residence and business of the customer

KYC verification

Pre-disbursement training

Visiting potential customers in order to develop business

Disbursements

Collection of KYC documents

Assisting the MC-IC for disbursement activity completion

Loan documentation

Collection of current dues

Collect the collection sheets and stickers from MC-IC

Group-wise collection as per scheduled time by following the process

Deposit of collection money

MERC entry

Collection of over dues

Follow up with the customers with updated data report of assigned portfolio

Collection of money as per process

Depositing the money in bank

MERC entry

Assist the MC-IC in initiating action against the defaulters

Requirements

Candidate's should belong to Micro finance industry (Must)

2018/2019 Freshers OR Minimum 1 years of experience in the same industry with proper documents

Two wheeler must

Maximum limit is 20 KM from the branch location.

Benefits

Candidate Salary will be paid up to INR to INR + Incentives per month

Experience : 0 - 1 Years

No. of Openings : 30

Education : Diploma, Any Bachelor Degree

Role : Finance Executive

Industry Type : Banking / Financial Services / Stock Broking

Gender : Male

Job Country : India