Credit Officer jobs in Bangalore - SWIFTJOBS LTD

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  • Job View 7 Views
  • Applicants Less than 5 Applicants
  • 2019-02-07

Job Description

Job Responsibilities

File checking for document sufficiency as per the policy.  Feedback the upfront discrepancies to the sales team.  Create the file on processing system / tracking systems.  Analyzing Credit worthiness of the Customers on the basis of Banking, Purchase/Sales bills and

other income docs.

Calculation of Debt burden & analyzing Credit worthiness of the Customers on the basis of

previous Track records

Preparation of Credit Appraisal Memo.  Updating all the information’s in system.  Initiate the verifications as appropriate and suggested by the procedures

Ensure the completion of Risk Screening (FCU) process for all files

Initiate the Legal / Valuation checks as defined by the process manual

Verification of the Post Approval Documentation along with any Subject To Condition Approval

requirements.  Check the Loan Agreement Form for completion of signatures and offer details

Deliver short briefing sessions to the sales as and when required to bridge the knowledge gap

Ensure the adherence to all audit and compliance requirements, as applicable.


Good communication skills in local language with some working knowledge in English

Good knowledge of MIS.

Good finance knowledge.

Basic computer literacy.  Self-starter

Highly energetic

Work with minimum supervision

Should be able to work in a team

Willingness to work in field and a basic interest to acquire new skills.


Banking, Investments, Stock Market & Financial Services

Functional Area

Insurance / Loan / Credit Management

Number of Vacancy





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